Social Security Calculator

Social Security Calculator It's difficult to plan for retirement when you can't predict the precise amount of your Social Security checks. A new tool is available to more accurately estimate what your Social Security benefits will be.

Social Security Commissioner Michael Astrue unveiled a new online calculator yesterday. The Retirement Estimator allows you to test out retirement options such as various retirement dates or expected future earnings. You can also calculate what your benefit will be if you begin collecting at age 62, wait until your full retirement age, or further delay claiming until age 70. The future benefit amount is adjusted for inflation.

The online Social Security benefit estimates are tied to your actual earning record, so you have to enter a little bit of personal information. But the calculator replaces an older online calculator that required the user to type in a large portion of their earnings history, which was time consuming and difficult to do if accurate records of income were not kept. The new tool also one-ups the annual paper Social Security benefit estimate you receive in the mail, which is also based on your prior earnings but assumes that your salary stays the same until retirement. Benefit estimates will be more accurate for people closer to retirement age who can better predict their future earnings.

The new calculator follows a redesign of the Social Security Web page. In the fall, a new online Social Security application that will reduce the average filing time from 45 minutes to about 15 minutes will become available, Astrue says. "These initiatives will help us better handle the baby boomer wave and make it easier for the public to do business with us online."

Original Source : http://www.usnews.com/blogs/planning-to-retire/2008/7/22/social-security-unveils-a-new-online-calculator.html

Empire Of The Sun

Empire Of The SunEmpire of the Sun is a 1984 novel by J. G. Ballard which was awarded the James Tait Black Memorial Prize. Although like Ballard's earlier short story, "The Dead Time," published in the anthology Myths of the Near Future, it is essentially fiction, like the earlier story it draws extensively on Ballard's experiences in World War II.

Ballard later wrote a sequel, entitled The Kindness of Women.

Plot

The novel recounts the story of a young English boy, Jim Graham (Ballard's first and middle names are James Graham), who lives with his parents in Shanghai. After the Pearl Harbor attack, the Japanese occupy the Shanghai International Settlement, and in the following chaos Jim becomes separated from his parents.

He spends some time in abandoned mansions, living on remnants of packaged food, but is soon picked up by the Japanese and interned in the Lunghua Civilian Assembly Center.

Although the Japanese are "officially" the enemies, Jim identifies partly with them, both because he adores the pilots with their splendid machines and because he feels that Lunghua is still a comparatively safe place for him in these times.

Towards the end of the war, with the Japanese army collapsing, the food supply runs short. Jim barely survives, with people around him starving to death.

Original Source : http://en.wikipedia.org/wiki/Empire_of_the_Sun